Thanks for the reply.
"There are a number of reasons why Irish banks wouldn't want to lend to you, not least the fact that your main centre of interests is where people go to escape underwater BTLs via bankruptcy."
I'm not familiar with BLTs I'm afraid, like I said I'm not ready to buy yet, just gathering info. Butmy record is clean, I've never bought a place before, have no bankruptcy or anything negative on my credit report. Could you explain?
You're already living in the place that people go for bankruptcy tourism, owing to its short discharge time. Given that they're worried enough about Irish residents bailing out for a couple of years and coming back debt free, they'll be doubly concerned about somebody who (in their eyes) has already done the first part of the job. Whatever your plans, they have a responsibility to think the worst (if only they'd done this ten years ago, we might have escaped some of our present mess).