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 Post subject: Grappling with the housing crisis: Fresh approaches needed
PostPosted: Fri Mar 25, 2016 10:02 am 
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Too Big to Fail
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With 90,000 people on social housing lists, we asked five insiders for potential solutions

*Warning Tom Parlon and Casino Owner David Hall alert

http://www.irishtimes.com/business/econ ... -1.2586066

Edit: reading this will make you despair for the future of Ireland.

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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Fri Mar 25, 2016 11:56 am 
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I find it astounding that people like Boyd Barrett come up with the likes of
Quote:
An immediate ban on economic evictions and repossessions needs to be introduced, with local authorities empowered to buy homes in such cases, using compulsory purchase powers, if necessary.
Is this not the mentality that got us in this mess in the first place?

So why should i bother paying my mortgage, i would be economically far better off and sure the council might buy it anyway and lease it back to me for a fraction of what my mortgage is anyhow!
How can our neighbours in the UK evict non paying people without the world coming to an end (and with far lower dole to boot).
What if the landlord is treading water or in negative equity and the council does a compulsory purchase order, state enforced poverty?

Everything is expensive in this country because those of us who do pay taxes are funding the entitled mentality of those that don't.

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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Fri Mar 25, 2016 4:56 pm 
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Yeah; basically there is little "new thinking" needed. All we need to do is build social housing, tighten the rules around rent supplement, and improve tenure for good private tenants, and the problem mostly sorts itself out. Everyone knows what the answers are.

But of course "the problem" looks very different when you're a VI.

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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Sun Mar 27, 2016 9:52 am 
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In fairness a very droll sub-editor at the IT was wise to all this.

"With 90,000 people on social housing lists, we asked five insiders for potential solutions"


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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Sun Mar 27, 2016 10:53 am 
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NegativeEquity wrote:
With 90,000 people on social housing lists, we asked five insiders for potential solutions

*Warning Tom Parlon and Casino Owner David Hall alert

http://www.irishtimes.com/business/econ ... -1.2586066

Edit: reading this will make you despair for the future of Ireland.

RBB solution whee local authorities, are provided with the funds to buy all houses available in the open market to accomodate those on the housing list might give the market the jolt needed to achieve triple fgure price growth :)


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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Mon Mar 28, 2016 7:59 pm 
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How many of these 90,000 are actively seeking social housing?

Se Cork city example

http://www.eveningecho.ie/cork-news/off ... s/1838273/

Quote:
City Hall’s housing waiting list stood at nearly 9,000 last autumn but the council cut 3,500 people off the list in one fell swoop.
Applicants who failed to respond to repeated requests from the council to register for a new online Choice Based Letting Scheme for allocating social houses were simply removed from the lists.
“We haven’t received any complaints. Does that suggest they never really wanted social housing?” said Valerie O’Sullivan. Initially, 5,500 applicants registered for the Choice Based Letting Scheme, but this figure has grown to around 6,000.
Under the scheme, people on the waiting list can log on to a website to view properties and can lodge their interest from a menu of social homes.
Because the system is online and applicants were given registration numbers, City Hall has been able to see exactly how many people are logging on and expressing an interest in social houses.
Ms O’Sullivan said: “Of the 6,000 who registered, only 38% are actively trying to find a house. There are just over 2,200 people actively seeking a social home.”
The figure of 9,000 people on the city’s waiting lists was often used to highlight the extent of the social housing crisis, but Ms O’Sullivan said the actual housing need could be closer to 2,200, based on the new online data.
“People joined the housing lists so they could get Rent Supplement, and for other reasons. It doesn’t always mean they need a home.”


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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Mon Mar 28, 2016 9:51 pm 
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Property tax should be higher for empty properties. PPS numbers to be provided to prove occupation. High fines for false returns.

You could do a graded scale of size versus occupants, but it smacks of bedroom tax and would be ugly to administer.

This should apply to derelict/sites too...

Pick a number for how much higher! 20%? 25%? more?

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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 8:45 am 
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Fine Gael to propose reduction in VAT on new homes

http://www.irishtimes.com/news/politics ... -1.2590165

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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 11:14 am 
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How many of those 3500 just weren't capable of logging on and registering online. I suspect the 3500 would have higher incidences of illiteracy,lower education levels lower access to it etc. It seems a bit smug to turn around to this group and just say oh you didn't really need housing in the first place when they have just insisted on this one method of access


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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 11:24 am 
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NegativeEquity wrote:
Fine Gael to propose reduction in VAT on new homes

http://www.irishtimes.com/news/politics ... -1.2590165


Will this reduce prices or simply increase builder profits? e.g. new build is advertised at 300k and sells out. If VAT is cut would the builder simply still have asked 300k

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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 11:29 am 
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Renting And Proud! wrote:
NegativeEquity wrote:
Fine Gael to propose reduction in VAT on new homes

http://www.irishtimes.com/news/politics ... -1.2590165


Will this reduce prices or simply increase builder profits? e.g. new build is advertised at 300k and sells out. If VAT is cut would the builder simply still have asked 300k


Call me cynical but I can almost guarantee that it won't have an impact on asking prices.
With any luck and good timing you might get a new gaff cheaper though if you e.g. have signed a contract on a new build (which currently includes the 13.5% VAT I think) but by the time the sale is closed the VAT rate has changed. This is assuming that it is the closing date that counts for VAT purposes and not some other date....


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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 11:56 am 
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So less money available with which to build social housing.

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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 12:08 pm 
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Bleary wrote:
How many of those 3500 just weren't capable of logging on and registering online. I suspect the 3500 would have higher incidences of illiteracy,lower education levels lower access to it etc. It seems a bit smug to turn around to this group and just say oh you didn't really need housing in the first place when they have just insisted on this one method of access


From what I read they just needed to state, by post if needed, that they were still interested in being on the housing list.

Of those who did reply, just 22% are regularly logging in to see what's available. You can debate about the computer skills of the other 78% alright


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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 1:21 pm 
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Renting And Proud! wrote:
NegativeEquity wrote:
Fine Gael to propose reduction in VAT on new homes

http://www.irishtimes.com/news/politics ... -1.2590165


Will this reduce prices or simply increase builder profits? e.g. new build is advertised at 300k and sells out. If VAT is cut would the builder simply still have asked 300k


Absolutely, this is just Tommy Parlon and the boys with their 'what's in it for me' mentality. I have no doubt that whatever FG/FF come up with, will fail. They want a return to bubble era economics, they don't know anything else.


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 Post subject: Re: Grappling with the housing crisis: Fresh approaches need
PostPosted: Tue Mar 29, 2016 1:39 pm 
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I can certainly understand the cynicism, but surely the enormous cut that currently goes to the government is at least contributing to lowering volumes/raising prices? It won't work on its own, but it will go some way towards helping.


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